Weather extremes can cause serious issues to different parts of your house, especially the roof. You never know when a storm can damage your home, so it pays to know how to file an insurance claim. The more you know about the process, the easier and faster you can submit your claim.
Read on for tips on navigating a roofing insurance claim.
Review All Paperwork Carefully
Homeowners must review documents related to the warranty of their roof as well as insurance paperwork. Read all paperwork through and through, and write down questions that you may have. You must know how your roof warranties affect the cost of your homeowner’s insurance.
Document the Damage
When your roofing system sustains damage from the storm, it’s always a good idea to document the issue. Take clear photographs of the damage or a video if possible. You can show these photos to your insurer to support your claim.
Know How to Handle the Adjuster
There’s no reason for homeowners to be intimidated by adjusters. Keep in mind that adjusters are usually handling different claims at once. On the other hand, you are only dealing with your own. Make sure to review any paperwork carefully before signing anything, and don’t be afraid to ask for a reassessment if it seems that the payout for the damage is too low.
Hire a Reputable Contractor
Hiring a roofing contractor you can trust is essential when filing an insurance claim. A reliable roofer will complete repairs within schedule. Experts also suggest getting a professional inspection before contacting your insurance company.
At Renovation Team, we offer free assessments to help you determine how severe the damage on your roof is. We’re also here to help you understand the roofing insurance claim and restoration process as well as to assist you in getting what you deserve from your insurance coverage. Give us a call at (636) 939-1061, or fill out our contact form to get a free estimate. We serve clients in Creve Coeur, St. Louis and St. Charles, MO.
